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Mortgage Representative Inside Sales

Company: M&T Bank
Location: Buffalo
Posted on: September 17, 2020

Job Description:

Overview: Responsible for originating residential mortgage loans and adhering to the requirements of federal registration under the SAFE Act Primary Responsibilities: - Receive referrals from realtors, builders, branches and/or developers who have pre-established relationships with M & T. Follow up on potential customers via telephone, fax, and email. - Sell inbound customers to use M & T Mortgage for mortgage financing. Answering initial questions and providing explanation of M & T products. Pre-qualifying customers. - Originates mortgages and coordinates settlements. - Begins mortgage application process in person or over the phone and sends packages to customer for completion. Enters completed applications into the system. - Obtains and analyzes pertinent financial and credit data necessary for determining if loan is an acceptable risk. - Collects closing conditions, orders appraisals, coordinates draw schedules, and schedules closings. - Negotiates terms and conditions of loan with mortgagor. - Provides timely and complete feedback to sources regarding the disposition of their leads. - Keeps informed of changing rules and regulations. Scope of Responsibilities: Works under general supervision. External contacts may include customers, builders, manufacturers, and realtors. Responsibility to establish and maintain federal registration requirements outlined in the SAFE Act. Education and Experience Required: Bachelors degree and a minimum of 3 years mortgage origination and/or customer service experience, OR in lieu of a degree, A combined minimum of 7 years higher education and/or work experience including a minimum of 3 years mortgage originator and/or customer service experience. Education and Experience Preferred: General PC knowledge and departmental software Organizational skills Sales ability Mathematical skills Ability to interact with all levels in a professional manner Customer Service Skills Knowledge of products and government regulations Location Cheektowaga, New York, United States of America

Keywords: M&T Bank, Buffalo , Mortgage Representative Inside Sales, Sales , Buffalo, New York

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