BuffaloRecruiter Since 2001
the smart solution for Buffalo jobs

Mortgage Originator Capital District

Company: M&T Bank Corporation
Location: Buffalo
Posted on: September 15, 2020

Job Description:

Overview: Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best meet the customers financial needs and objectives, and adhering to the requirements of federal registration under the SAFE Act. Primary Responsibilities: - Interviews applicants to collect and analyze information regarding their income, assets, debts and credit data as well as their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data. - Independently assesses applicants credit worthiness. Has authority to issue pre-qualification statement of borrowers eligibility. - Determines which products best meet the customers needs and financial circumstances and advises potential borrowers regarding the advantages and disadvantages of different financial products and the most appropriate mortgage loan programs. - Makes recommendations to customers regarding other bank products or to alternative lending vehicles, as needed. - Cultivates new mortgage business. Markets, services and promotes the banks mortgage products. This includes the solicitation of residential first mortgages through contacts with Realtors, builders, and developers. - Regularly works at a bank facility, but may be required to travel to and work at prospective customers homes or business locations. Follows-up on potential customers via travel or telephone. - Negotiates terms and conditions of loan with mortgagors. Has authority to bind the bank in connection therewith. - Ensures lending compliance with all origination procedures including bank policies and procedures and regulatory requirements. - Advises management on effective compliance strategies and potential modifications to corporate operating policies where appropriate to ensure ongoing regulatory compliance. - Independently monitors trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to both private and government-insured mortgages. - Represents the bank in the community and related functions to identify, develop and promote additional business. May present seminars to general public and real estate agents to promote additional business and community outreach. Scope of Responsibilities: The incumbent always works under limited supervision, sometimes away from the office. The position requires extensive external contacts (potential and existing customers, Realtors, etc.), as well as internal contacts (other Bank personnel) primarily on sales calls outside the office. Will interact with individuals and teams internally and within the community assigned, developing new relationships and maintaining existing relationships Responsibility to establish and maintain federal registration requirements outlined in the SAFE Act. Education and Experience Required: Associates degree and 2 years sales experience, OR in lieu of a degree, A combined minimum of 4 years higher education and/or relevant work experience, including a minimum of 2 years sales experience. Thorough knowledge of FHA/VA regulations, conventional loan requirements and real estate law. Education and Experience Preferred: Technical Skills General knowledge of personal computers and software programs utilized by Residential Mortgage Department Proven sales ability. Strong mathematical skills. Self-motivated, well-organized individual. Excellent verbal and written communication skills. Ability to interact with individuals at all income levels and peers in a professional manner. Demonstrated ability to work independently and to follow through on details to completion. Ability to work under critical time constraints. Location Ballston Lake, New York, United States of America

Keywords: M&T Bank Corporation, Buffalo , Mortgage Originator Capital District, Other , Buffalo, New York

Click here to apply!

Didn't find what you're looking for? Search again!

I'm looking for
in category
within


Other Other Jobs


May Trucking: Class A Cdl Company Drivers - New Pay Packages & Sign-On Bonus
Description: CLASS A CDL OVER THE ROAD COMPANY TRUCK DRIVER GUARANTEED PAY GO FIRST CLASSOTR Class A CDL Truck Drivers are the backbone of May Trucking Company. We never forget that our success as an organization (more...)
Company: May Trucking
Location: Erie
Posted on: 09/22/2020

Client Care Specialist
Description: Job Description:Client Care Specialist - Home Instead Senior Care Overview Home Instead Senior Care is looking for an organized and insightful individual to join our team in serving seniors, who wish (more...)
Company: Home Instead
Location: Erie
Posted on: 09/22/2020

Packager (D)
Description: Employer Name: SpiderID: Location: Tonawanda, New York Date Posted: 9/17/2020 Wage: Negotiable Category: Manufacturing Job Code: POSTING-3-18521-2218 Job Description: Employee Type: Full time Location: (more...)
Company: TreeHouse Foods Inc
Location: Tonawanda
Posted on: 09/22/2020


Navy Diver
Description: ABOUT Their accomplishments are epic. Their expertise is unrivaled. No other force is more intensely trained to succeed in the perilous world of underwater adventure. Each assignment they take on is (more...)
Company: Navy
Location: Erie
Posted on: 09/22/2020

Nursing
Description: ABOUT By the very nature of their duties, Navy Nurses quickly rise to the top of their profession. They provide care, not only for military servicemembers and their families, but also for people in (more...)
Company: Navy
Location: Erie
Posted on: 09/22/2020

Nuclear Operations
Description: ABOUT Nuclear technicians, power plant operators and subsystems specialists are responsible for keeping vital Naval submarines and aircraft carriers running. These highly trained, hands-on professionals (more...)
Company: Navy
Location: Erie
Posted on: 09/22/2020

Bayfront GetGo Now Hiring
Description: ul li Experience Required: 0 to 6 months li Education Required: High school diploma or equivalent li Lifting Requirement: Up to 25 pounds li Age Requirement: At least 18 years of ageJob Responsibilities (more...)
Company: Giant Eagle
Location: Erie
Posted on: 09/22/2020

Amazon Workforce Staffing: Full-Time Amazon Warehouse Worker With Bonus Potential + Benefits (Thornt
Description: Job Description:Full-time Warehouse Team Member 500 sign-on bonus Hourly pay rate: Earn 15/hr 16.15/hr, plus benefits and a 500 sign-on bonus. Limited-time opportunity. Location: Thornton, CO Job (more...)
Company: Amazon Workforce Staffing
Location: Erie
Posted on: 09/22/2020

Special Warfare Combatant-Craft Crewmen
Description: ABOUT Special Warfare Combatant-Craft Crewmen SWCC are specially trained to operate on and around rivers and coastal regions around the world. Wielding extreme firepower and a deadly skill set, SWCC (more...)
Company: Navy
Location: Erie
Posted on: 09/22/2020

CDL- A Dedicated Truck Driver
Description: LIMITED TIME U.S. Xpress is now offering Dedicated Specialist
Company: U.S.XPRESS
Location: Tonawanda
Posted on: 09/22/2020

Log In or Create An Account

Get the latest New York jobs by following @recnetNY on Twitter!

Buffalo RSS job feeds