BuffaloRecruiter Since 2001
the smart solution for Buffalo jobs

Mortgage Originator Baltimore/Annapolis

Company: M&T Bank
Location: Buffalo
Posted on: September 7, 2020

Job Description:

Overview: Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best meet the customers financial needs and objectives, and adhering to the requirements of federal registration under the SAFE Act. Primary Responsibilities: - Interviews applicants to collect and analyze information regarding their income, assets, debts and credit data as well as their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data. - Independently assesses applicants credit worthiness. Has authority to issue pre-qualification statement of borrowers eligibility. - Determines which products best meet the customers needs and financial circumstances and advises potential borrowers regarding the advantages and disadvantages of different financial products and the most appropriate mortgage loan programs. - Makes recommendations to customers regarding other bank products or to alternative lending vehicles, as needed. - Cultivates new mortgage business. Markets, services and promotes the banks mortgage products. This includes the solicitation of residential first mortgages through contacts with Realtors, builders, and developers. - Regularly works at a bank facility, but may be required to travel to and work at prospective customers homes or business locations. Follows-up on potential customers via travel or telephone. - Negotiates terms and conditions of loan with mortgagors. Has authority to bind the bank in connection therewith. - Ensures lending compliance with all origination procedures including bank policies and procedures and regulatory requirements. - Advises management on effective compliance strategies and potential modifications to corporate operating policies where appropriate to ensure ongoing regulatory compliance. - Independently monitors trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to both private and government-insured mortgages. - Represents the bank in the community and related functions to identify, develop and promote additional business. May present seminars to general public and real estate agents to promote additional business and community outreach. Scope of Responsibilities: The incumbent always works under limited supervision, sometimes away from the office. The position requires extensive external contacts (potential and existing customers, Realtors, etc.), as well as internal contacts (other Bank personnel) primarily on sales calls outside the office. Will interact with individuals and teams internally and within the community assigned, developing new relationships and maintaining existing relationships Responsibility to establish and maintain federal registration requirements outlined in the SAFE Act. Education and Experience Required: Associates degree and 2 years sales experience, OR in lieu of a degree, A combined minimum of 4 years higher education and/or relevant work experience, including a minimum of 2 years sales experience. Thorough knowledge of FHA/VA regulations, conventional loan requirements and real estate law. Education and Experience Preferred: Technical Skills General knowledge of personal computers and software programs utilized by Residential Mortgage Department Proven sales ability. Strong mathematical skills. Self-motivated, well-organized individual. Excellent verbal and written communication skills. Ability to interact with individuals at all income levels and peers in a professional manner. Demonstrated ability to work independently and to follow through on details to completion. Ability to work under critical time constraints. #LI-RS1 Location Linthicum, Maryland, United States of America

Keywords: M&T Bank, Buffalo , Mortgage Originator Baltimore/Annapolis, Other , Buffalo, New York

Click here to apply!

Didn't find what you're looking for? Search again!

I'm looking for
in category
within


Other Other Jobs


High-Earning Sales Career – Training Provided
Description: When the going gets tough, the tough get going. And that s exactly what we re doing here at Platinum. It s been a difficult time for everyone, and there are still a lot of uncertainties, (more...)
Company: Platinum
Location: Niagara Falls
Posted on: 09/26/2020

Sales – Training Offered
Description: If you re exploring sales careers, you already know sales is the way to get ahead. You can sell just about anywhere, but the key is knowing how to spot the right opportunity. Have you ever noticed (more...)
Company: Platinum
Location: Niagara Falls
Posted on: 09/26/2020

Cross Country Allied: Imaging - Ct Tech
Description: Travel CT Tech / CAT TechnicianAs one of the largest and most recognized providers of healthcare professionals, Cross Country Allied has exciting Travel CT Tech opportunities you want and the pay and (more...)
Company: Cross Country Allied
Location: Erie
Posted on: 09/26/2020


25U Signal Support Systems Specialist
Description: Job Description br br Communication is the pulse of Army National Guard units, and it's up to the Signal Support Systems Specialist to ensure the information keeps flowing so the military doesn't (more...)
Company: Army National Guard
Location: Niagara Falls
Posted on: 09/26/2020

Restaurant Delivery
Description: Your time. Your Goals. What is DoorDash Available in over 4,000 cities in the U.S., Canada, and Australia, DoorDash is about connecting people with possibilities: bigger savings accounts, wider nets, (more...)
Company: Doordash
Location: Niagara Falls
Posted on: 09/26/2020

Licensed Medicare Insurance Agent - Work from Home, Great Sales Opportunity
Description: If you've sold Medicare, Life, or Auto Insurance before, you'll want to consider this unique sales opportunity. Join the revolutionary ASSURANCE platform and uncap your earnings on the industry s best (more...)
Company: ASSURANCE Independent Agents
Location: Niagara Falls
Posted on: 09/26/2020

Sales Representative – Rural Markets
Description: If you re exploring sales careers, you already know sales is the way to get ahead. You can sell just about anywhere, but the key is knowing how to spot the right opportunity. Have you ever noticed (more...)
Company: Platinum
Location: Niagara Falls
Posted on: 09/26/2020

Outside Sales – Interviewing Experienced and Entry Level
Description: If you re exploring sales careers, you already know sales is the way to get ahead. You can sell just about anywhere, but the key is knowing how to spot the right opportunity. Have you ever noticed (more...)
Company: Platinum
Location: Niagara Falls
Posted on: 09/26/2020

Amazon Workforce Staffing: Amazon Warehouse Worker
Description: Warehouse Team Member Seasonal, Part-Time, Full-Time, Flexible Hours Shifts:Overnight, Sunrise, Day, Evening, WeekendLocationLancaster, TonawandaJob opportunities vary by location. We update postings (more...)
Company: Amazon Workforce Staffing
Location: Niagara Falls
Posted on: 09/26/2020

Delivery Driver / Courier
Description: No passengers. No bosses. Just you, your tunes, and the road. Sign up now and start making money Choose your wheels and deliver food and other items from local merchants
Company: Doordash
Location: Niagara Falls
Posted on: 09/26/2020

Log In or Create An Account

Get the latest New York jobs by following @recnetNY on Twitter!

Buffalo RSS job feeds