BuffaloRecruiter Since 2001
the smart solution for Buffalo jobs

Credit Review Officer II

Company: M&T Bank
Location: Buffalo
Posted on: December 5, 2019

Job Description:

Overview: The Credit Review Team serves as the second line of defense relative to credit risk. The Credit Review Officer II analyzes and monitors credit quality and loan exposure for the Bank's Commercial and Retail loan portfolios. With appropriate guidance, the Credit Review Officer II will make recommendations for risk rating changes including non-accrual and charge-off through the department hierarchy. Primary Responsibilities: With appropriate guidance, participate in the review of larger, more complex loans as requested by department management. In accordance with established operational procedures, review and validate the accuracy of individual risk ratings and/or Retail protocol for risk analysis for loans reviewed. With guidance, ensure underwriting and credit analyses are sound and appropriately justify and/or mitigate credit risk. Analyze and understand financial data, collateral documentation and other credit issues. This process includes analyzing financial data and collateral documentation to determine the borrower's cash flow and ability to repay debt and gauging the quality and collectability of collateral. Provide appropriate documentation and support for reviewed loans. Communicate, as needed, with relationship managers regarding loans reviewed. Assist with special projects as assigned and perform additional duties and responsibilities as required. Participate in targeted bank examinations. Understand and adhere to the Company's risk and regulatory standards, policies and controls in accordance with the Company's Risk Appetite. Identify risk-related issues needing escalation to management. Maintain M & T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Promote an environment that supports diversity and reflects the M & T Bank brand. Complete other related duties as assigned. Scope of Responsibilities: As part of the second line of defense, and with appropriate guidance, the Credit Review Officer II assesses and monitors credit risk. The Credit Review Officer II alerts management to credit problems so that action can be taken to ensure timely recognition of appropriate risk ratings with proper accrual designation, reserve and/or charge-off as warranted. Supervisory/ Managerial Responsibilities: None. Education and Experience Required: Bachelor's degree in a business related curriculum and a minimum of 3 years' experience in commercial or consumer credit, lending, residential mortgage, finance, accounting, audit and/or other relevant experience, OR 7 years' higher education and/or working experience, including 3 years' experience in commercial or consumer credit, lending, residential mortgage, finance, accounting, audit, and or other relevant experience. Working knowledge of credit risk management techniques, credit regulatory guidance, and bank credit administration. Experience with spreadsheet, word processing, presentation and database software. Ability to communicate effectively both in writing and verbally. Ability to multi-task and prioritize to complete work within established timeframes. General understanding of credit policies and guidelines. Location Buffalo, New York, United States of America

Keywords: M&T Bank, Buffalo , Credit Review Officer II, Other , Buffalo, New York

Click here to apply!

Didn't find what you're looking for? Search again!

I'm looking for
in category
within


Other Other Jobs


Landscape Designer
Description: Our Rochester, NY Buildings team is looking to hire a Landscape Designer to join the team br br Purpose of Position: br To participate in the development of creative and technical solutions in (more...)
Company: Bergmann Associates
Location: Buffalo
Posted on: 12/12/2019

CDL Training School! We Train, We Hire - Guaranteed
Description: No CDL No Problem We Train, We Hire, We Pay. You can get your CDL in just 21-days At C.R. England, we offer zero out-of-pocket CDL training at
Company: C.R. England
Location: Buffalo
Posted on: 12/12/2019

Foster Care Recruiter
Description: Join Our Mission br br The Foster Care Recruiter is responsible for recruiting foster care providers including attending recruitment events, coordinating training and certifying foster homes. br (more...)
Company: Berkshire Farm Center and Services for Youth
Location: Buffalo
Posted on: 12/12/2019


Truck Drivers – Earn Up to $110,000 as a Certified Driver Trainer – Paid for All Dispatched & Empty
Description: Truck Drivers Earn Up to 110,000 as a Certified Driver Trainer Paid for All Dispatched amp Empty Miles Don't Wait, Call Now 423-375-8753 Take your experience where it will pay off. U.S. (more...)
Company: U.S. Xpress
Location: Buffalo
Posted on: 12/12/2019

Dedicated Truck Driver: Earn Extra $12,000 Your First Year - $1000 Paid Every Month!
Description: Dedicated Truck Driver: Earn Extra 12,000 Your First Year - 1000 Paid Every Month Minimum Weekly Pay Paid Vacation after 1 year Don't Wait, Call Now 423-436-8047 LIMITED TIME U.S. Xpress is (more...)
Company: U.S. Xpress
Location: Buffalo
Posted on: 12/12/2019

Claims Large Loss Adjuster
Description: JOB DESCRIPTION br br PRIMARY PURPOSE: br br Responsible for investigating, evaluating and resolving complex injury claims in multiple jurisdictions. Focus will be on the accurate evaluation and (more...)
Company: National General Insurance Company
Location: Buffalo
Posted on: 12/12/2019

Personal Care Aide
Description: Why Choose Community Care Earn top wages within the home care industry br Our coordinators continuously -work hard to keep you on the job br Caring coordinators advocate on your behalf to keep (more...)
Company: Community Care Home Health Services - Buffalo
Location: Buffalo
Posted on: 12/12/2019

Class A CDL Truck Drivers
Description: 100 OWNER OPERATOR, 100 FLATBED, 80 PAID TO YOU IT DOESN'T GET MUCH BETTER THAN THAT. Come and join the Carrier One team We believe in paying you what you deserve. Start earning 80 of linehaul, (more...)
Company: Carrier One
Location: Buffalo
Posted on: 12/12/2019

Body Repair Tech
Description: Company: Insurance Auto Auctions - Location: United States, New York, Buffalo - Salary: negotiable / monthly - Job type: Full-Time - Posted: 17 hours ago - Category: General Job Summary: Reporting to (more...)
Company: Insurance Auto Auctions
Location: Buffalo
Posted on: 12/12/2019

Residential Counselor I / II LOD
Description: US-NY-BuffaloCategory Residential Care Mental HealthType Regular Full-TimeFLSA Status Non-ExemptShift Varied ShiftsDepartment ResidentialCorporation Name Living Opportunities of DePaul LOD Overview (more...)
Company: DePaul
Location: Buffalo
Posted on: 12/12/2019

Log In or Create An Account

Get the latest New York jobs by following @recnetNY on Twitter!

Buffalo RSS job feeds